I'll probably sound like an idiot for asking this, but here goes.
Assuming that some of you are adults such as myself, I have a financial question for you. I turned 18 in September, and would like to build some credit so I can one day own a home or something like that. The problem I'm having though is I get denied by every credit card/bank that I apply to. Is there something I can do, or another way to build credit? If you're wondering, I don't spend money like crazy, but my dad told me I should try to build credit now.