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## Points Plan

This is a discussion on Points Plan within the General Off Topic+ forums, part of the QJ.net Forum Miscellaneous category; sounds great!...

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1. sounds great!

2. Yeah, when we get a few hundred thousand we will be unstobable.

3. how will you divide the points at the end?

4. Originally Posted by mannymix03
how will you divide the points at the end?
Well, I originaly wanted everyone to donate the same, so I could just give out the same but I guess now i'll have to work in the whole % thing...

5. Originally Posted by Yeldarb
This won't do anything. Interest is a percentage of the total points. 1000 points in an account with only 1000 points will earn 37.5 points. For every 1000 points in an account with 10000 points, you still make 37.5 points. It's the same thing. No extra points will be made beyond what would be made if all of the points were in peoples' own respective accounts.
That's not exactly how compounding interest works. The total ammount of interest is not broken into 1000 or 10,000 point segments, but rather the total. Your accruing interest on the 1000 points on day one. Day two is 3.75% of 1037.50. Day three is 3.75% of 1,076.41, etc.

Basically, the more total points you can collectively put together, the more interest everyone will make.

6. Originally Posted by Abe_Froeman
That's not exactly how compounding interest works. The total ammount of interest is not broken into 1000 or 10,000 point segments, but rather the total. Your accruing interest on the 1000 points on day one. Day two is 3.75% of 1037.50. Day three is 3.75% of 1,076.41, etc.

Basically, the more total points you can collectively put together, the more interest everyone will make.
Even though that is true, I think it will still come out to be about the same for every person.

I.E. 1000 points in the bank at 3.75% interest will get 37.5 points the first day, bringing the total to 1037.5, and 38.91 points the second day bringing the total to 1076.41.

10000 points in the bank at 3.75% interest will get 375 points the first day bringing the total to 10375 points, and 389.1 points the second day bringing the total to 10764.1.

When spilt back up and distributed to the 10 people, it will end up being the same amount, but this still works as I said earlier because it takes away the deposit and withdraw fee for 9 of the 10 people which will add up to a lot of points.

7. Originally Posted by Mjm69
Even though that is true, I think it will still come out to be about the same for every person.

I.E. 1000 points in the bank at 3.75% interest will get 37.5 points the first day, bringing the total to 1037.5, and 38.91 points the second day bringing the total to 1076.41.

10000 points in the bank at 3.75% interest will get 375 points the first day bringing the total to 10375 points, and 389.1 points the second day bringing the total to 10764.1.

When spilt back up and distributed to the 10 people, it will end up being the same amount, but this still works as I said earlier because it takes away the deposit and withdraw fee for 9 of the 10 people which will add up to a lot of points.
Well, I was just learning about this. Even though it will be almost the same, the compound interest will be a little more in the end.

8. can i donate all my points?? plz? all 12 of them? :o

9. Originally Posted by PSPHax0r9
Well, I was just learning about this. Even though it will be almost the same, the compound interest will be a little more in the end.
Well yeah that is true since the decimal is moved over 1 spot, but the difference will just be fractions of points, unless it is left in the bank for hundreds of days.

10. Originally Posted by Mjm69
Well yeah that is true since the decimal is moved over 1 spot, but the difference will just be fractions of points, unless it is left in the bank for hundreds of days.
Exactly, that's why Seredith is trying to raise hundreds of thousands of points, too. Plus when you eliminate the cost of all thos withdrawls it also helps. It doesn't really matter to me, I just want enough points to change PSPunk's Custom Title. ;)

11. ok when i get 200 points ill donate them. 11 to go!

12. how many points do i have?

edit: ok it's not enough

13. I'll be donating as soon as I can get into the bank. :)

:Edit: Donated 100 points. Would like to donate more if it's ok with you. :)

14. Originally Posted by Serideth
Here is an idea, we all want points right?
In this thread, donate points to me I will deposite them in my bank and keep a record of how much everyone gave me, this way a load of intrest will be generated and we will all make more. :) Then I'll give the money back with extra ^_^ Any one like this plan?

ONLY DONATE 100 POINTS TO KEEP IT EVEN.

Current Bankers

trigun@buttwiper.net
Frozen Ipaq
Mjm69
gracz54
Kos
PSPHax0r9
Soulphalanx
whitehawk
i donated 1000 points!

15. Originally Posted by KINGOFNOOBS
i donated 1000 points!
Which is why you get 10 times a normal donator gets.

16. ill donate 100 to u

17. Aight! Sign me up, I've sent ya the 100 pointsies ;p

18. sedrith with the stuff that Mjm69 donated under my behalf i should have a total of around 900 points donated....more on the way if i could get into my bank ...i had the points to get into the bank but as soon as i got the points someone stole from me..

19. Originally Posted by trigun@buttwiper.net
sedrith with the stuff that Mjm69 donated under my behalf i should have a total of around 900 points donated....more on the way if i could get into my bank ...i had the points to get into the bank but as soon as i got the points someone stole from me..
Hey, you still have to pay me back! And don't forget that 700 you promised...

20. Originally Posted by PSPHax0r9
Hey, you still have to pay me back! And don't forget that 700 you promised...
don't worry i will as soon as i get out of the negitives.. :Argh:

21. Originally Posted by trigun@buttwiper.net
don't worry i will as soon as i get out of the negitives.. :Argh:
how u have - points?

22. Serideth, take me off the bankers list :P I'm the bank owner (sarcasm), I can donate what I want ;)

I currently have over 350,000 in my bank, so I don't need points

23. 350 thousand!?!?!?!?!

24. Originally Posted by trigun@buttwiper.net
350 thousand!?!?!?!?!
Oui monsieur

25. Originally Posted by trigun@buttwiper.net
350 thousand!?!?!?!?!
More people with that much than you would think. ;)

26. damn...i only have 900 in my bank...i would've still had my 3300 from before but ztype had to go and steal them because he thought i WRONGED him

27. there, i donated 200 to you serideth.

28. umm.... i donated 100??? >.< thats the best i can do it prolly wont show up thogh
just remember i did donate ;)

29. I'm gonna donate another 100 :)

The other donation was the mjm contest, so eh.

30. Updated, soon we shall rule the world.

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